Liability Coverage

Essential Protection For Every Driver

When accidents happen, liability coverage handles the costs you owe to others for injuries or property damage. This foundational protection keeps you financially secure if you cause harm while driving.

Most states require this coverage by law, making it essential for legal vehicle operation. We help you choose limits that protect your assets while meeting local requirements.

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Collision Coverage

Repair Your Vehicle After Impact

Collision coverage pays to fix or replace your car when it crashes into another vehicle or object, regardless of who caused the accident. This protection ensures you can get back on the road quickly.

Whether you hit a guardrail, another car, or any stationary object, this coverage handles repair costs after you pay your chosen deductible. Perfect for newer vehicles worth protecting.

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Comprehensive Coverage

Protection Beyond Collisions

Comprehensive coverage handles damage from theft, vandalism, weather events, falling objects, and animal strikes. This broad protection covers almost everything except collisions with other vehicles.

From hailstorms to stolen vehicles, comprehensive coverage provides peace of mind against unexpected non-collision events that could damage or destroy your car.

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Uninsured Motorist

Coverage When Others Can't Pay

Uninsured motorist coverage protects you when drivers without insurance cause accidents. This essential protection pays for your injuries and vehicle damage when the at-fault driver lacks coverage.

Underinsured motorist coverage extends this protection to situations where the other driver's insurance falls short of covering your full damages.

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Personal Injury Protection

Medical Coverage After Accidents

Personal injury protection covers medical expenses for you and your passengers after accidents, regardless of fault. This coverage also handles lost wages and other costs related to accident injuries.

Required in some states and optional in others, this protection ensures you receive prompt medical care without waiting for liability determinations.

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Gap Insurance

Bridge The Value Gap

Gap insurance covers the difference between what you owe on your car loan and what your vehicle is worth if totaled. This protection prevents you from owing money on a car you can no longer drive.

Especially valuable for new cars that depreciate quickly, gap coverage eliminates the financial burden of paying off a destroyed vehicle while replacing it.

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Classic Car Insurance

Specialized Protection For Special Vehicles

Classic car insurance provides tailored coverage for vintage and collectible vehicles with agreed value protection. Unlike standard policies, this coverage recognizes your car's true worth to enthusiasts.

We understand that classic cars need different protection than daily drivers. Our specialized policies account for limited mileage, restoration investments, and collector vehicle values.

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Roadside Assistance

Help When You Need It Most

Roadside assistance coverage provides towing, jump starts, tire changes, fuel delivery, and lockout services when your vehicle breaks down. This affordable addition brings peace of mind on every trip.

Available around the clock, our roadside assistance ensures you never feel stranded, whether you run out of gas, get a flat tire, or face mechanical issues far from home.

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